Miki Kobane has spent 17 years in the health insurance industry and 10 years in Human Resources which provides her with a comprehensive understanding of the relationship between chronic illness, claims experience, insurance premiums and the need for lifestyle education and change. Providing services throughout her career as a broker and as account manager for major health insurance carriers, having to explain and sell double digit increases was difficult but not uncommon. One fact remained consistent and obvious to her, increases would continue until action was taken employers to encourage lifestyle changes and individual accountability.
There are various methods of cost-cutting in business but they prefer to target the health care premium as their primary tool. But having a program designed with understanding of the employees' needs is the best way to get ROI of the wellness plan.
January 29, 2014