For years there has been a need for carriers to staff thousands of meetings each year with either their own staff or with independent contract...
Employers face multiple challenges in providing competitive benefits – rising medical costs, a difficult economic environment, and uncertainty concerning the impact of last year’s health care reform law.
According to a 2009 study by Harvard researchers, 62 percent of personal bankruptcies in the United States in 2007 were caused by health problems and 78% of those filers had health insurance.
An estimated 133 million Americans are currently living with one or more chronic conditions – a figure that is only expected to grow as the baby boomer generation ages.
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