Another Way to Look at Dental Benefits
Mar 3, 2010
According to a 2009 Delta Dental Plans survey, employees want their dental benefits to be easy to use, allow them to use their personal dentist and include several coverage options of which the most important is preventive care, such as teeth cleanings and X-rays.
Dental benefits play an important role in rounding out your employee benefits package; based on studies indicating that prospective and existing employees place great importance on dental benefits. In an increasingly competitive environment, an impressive benefits package can play a vital role in attracting and retaining top talent.
One way to enhance your employees’ overall health and benefits package is to offer dental discount plans. Discount plans are an ideal match in today’s market since they are affordable, easy to use, and include substantial discounts on restorative care.
Studies show better health results in great job satisfaction and productivity. By offering dental discounts with your benefits package, you can encourage your employees to maintain high-quality oral health and, consequently, better overall health.
In addition, dental discount plans are a great option for individuals or families on tight budgets; and would otherwise be under-insured or uninsured. Your employees can use the plan to complement health insurance plans or work in conjunction with health savings accounts, flexible spending accounts and health reimbursement arrangements. These plans are also a cost-effective way for eligible enrollees and younger retirees to meet their dental needs.
How it works
With a dental discount plan, your employees simply pay an affordable monthly membership fee for access to discounts. Members schedule an appointment with a participating dentist or specialist and present their membership card to receive a discount at the time of service. There are no forms to complete and everyone in a household is included in the plan.
How can employers benefit?
Employers can offer a dental discount plan at no cost to them, or at a fraction of the price of a traditional dental insurance plan. With most discount plans, either the employer or the employee can pay for the plan membership. Your employees will have access to a broad, proprietary dental network, substantial savings on comprehensive, quality dental care, and discounts for family members.
Discount plans can be added to a benefits package at any time, bundled with voluntary insurance plans, self-funded plans or flex plans. The plan administrator can design, organize and manage custom discount plans and take care of the administration process for you.
About Careington
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Dedicated to improving the health and well-being of individuals, Careington provides access to quality membership programs - from dental, medical, pharmacy, vision and chiropractic to legal, tax, child/eldercare, concierge and identity theft - that deliver significant savings to more than eight million members nationwide. Employers can select from Careington’s vast product offers to fill benefit gaps.
To access discounts, employees can simply call or locate a participating provider on www.careington.com. After making an appointment, present the Careington membership card and pay the discounted rate directly to the provider at the time of service. For groups with five or more participants, voluntary plans start as low as $5.95 a month per employee.
To learn more about bringing the value of our dental discount plans to your company, visit www1.careington.com/groups or call (866) 222-2558.
